▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$279/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$130/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$266/mo
Deposit HK$944K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$150/mo
Today · 4.125%
HK$5,032
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$306/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$10,064/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$143/mo
Today · 4.125%
HK$5,552
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$293/mo
Deposit HK$849K · loan HK$1.04M · min. income ≈ HK$11,104/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,326
−HK$163/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$334/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,900
−HK$157/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$319/mo
Deposit HK$755K · loan HK$1.13M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,770
−HK$177/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$361/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,225
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,392
−HK$170/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,907
+HK$345/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$190/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,794
+HK$390/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,884
−HK$182/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,439
+HK$373/mo
Deposit HK$566K · loan HK$1.32M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$205/mo
Today · 4.125%
HK$6,862
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$417/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,724/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,376
−HK$195/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,887
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,101
−HK$218/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$445/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,867
−HK$209/mo
Today · 4.125%
HK$8,076
baseline
▲ 0.50% · 4.625%
HK$8,501
+HK$425/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,152/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,318
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$231/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,250
+HK$474/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,141
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,359
−HK$221/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,033
+HK$453/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,748
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$245/mo
Today · 4.125%
HK$8,234
baseline
▲ 0.50% · 4.625%
HK$8,735
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,468/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,620
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,851
−HK$234/mo
Today · 4.125%
HK$9,085
baseline
▲ 0.50% · 4.625%
HK$9,564
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,170/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).