▼ 0.50% · 3.625%
HK$18,722
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,305
−HK$591/mo
Today · 4.125%
HK$19,896
baseline
▲ 0.50% · 4.625%
HK$21,107
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,792/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,828
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,387
−HK$567/mo
Today · 4.125%
HK$21,954
baseline
▲ 0.50% · 4.625%
HK$23,111
+HK$1,157/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,908/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,594
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,235
−HK$651/mo
Today · 4.125%
HK$21,886
baseline
▲ 0.50% · 4.625%
HK$23,218
+HK$1,332/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$43,772/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,911
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,526
−HK$623/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,422
+HK$1,273/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,467
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,166
−HK$710/mo
Today · 4.125%
HK$23,876
baseline
▲ 0.50% · 4.625%
HK$25,328
+HK$1,452/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,752/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$680/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,733
+HK$1,389/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,339
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,096
−HK$769/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,439
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,803
−HK$737/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,211
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$829/mo
Today · 4.125%
HK$27,855
baseline
▲ 0.50% · 4.625%
HK$29,550
+HK$1,695/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,710/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,942
−HK$793/mo
Today · 4.125%
HK$30,735
baseline
▲ 0.50% · 4.625%
HK$32,355
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,470/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,083
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,957
−HK$887/mo
Today · 4.125%
HK$29,844
baseline
▲ 0.50% · 4.625%
HK$31,660
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,688/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,242
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,080
−HK$850/mo
Today · 4.125%
HK$32,930
baseline
▲ 0.50% · 4.625%
HK$34,666
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,860/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,956
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,887
−HK$947/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,771
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,325
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$907/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$36,977
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,828
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,818
−HK$1,006/mo
Today · 4.125%
HK$33,824
baseline
▲ 0.50% · 4.625%
HK$35,882
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,648/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,408
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,358
−HK$963/mo
Today · 4.125%
HK$37,321
baseline
▲ 0.50% · 4.625%
HK$39,288
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,642/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,700
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,748
−HK$1,065/mo
Today · 4.125%
HK$35,813
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$2,180/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,626/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,491
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,021/mo
Today · 4.125%
HK$39,517
baseline
▲ 0.50% · 4.625%
HK$41,599
+HK$2,082/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,034/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,318 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).