▼ 0.50% · 3.625%
HK$14,115
−HK$885/mo
▼ 0.25% · 3.875%
HK$14,554
−HK$446/mo
Today · 4.125%
HK$15,000
baseline
▲ 0.50% · 4.625%
HK$15,913
+HK$913/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$30,000/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,703
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,124
−HK$427/mo
Today · 4.125%
HK$16,551
baseline
▲ 0.50% · 4.625%
HK$17,423
+HK$872/mo
Deposit HK$3.09M · loan HK$3.09M · min. income ≈ HK$33,102/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,526
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,009
−HK$491/mo
Today · 4.125%
HK$16,500
baseline
▲ 0.50% · 4.625%
HK$17,504
+HK$1,004/mo
Deposit HK$2.79M · loan HK$3.40M · min. income ≈ HK$33,000/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,273
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,736
−HK$470/mo
Today · 4.125%
HK$18,206
baseline
▲ 0.50% · 4.625%
HK$19,166
+HK$960/mo
Deposit HK$2.79M · loan HK$3.40M · min. income ≈ HK$36,412/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,938
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,465
−HK$535/mo
Today · 4.125%
HK$18,000
baseline
▲ 0.50% · 4.625%
HK$19,095
+HK$1,095/mo
Deposit HK$2.48M · loan HK$3.71M · min. income ≈ HK$36,000/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,843
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,348
−HK$513/mo
Today · 4.125%
HK$19,861
baseline
▲ 0.50% · 4.625%
HK$20,908
+HK$1,047/mo
Deposit HK$2.48M · loan HK$3.71M · min. income ≈ HK$39,722/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,349
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,920
−HK$580/mo
Today · 4.125%
HK$19,500
baseline
▲ 0.50% · 4.625%
HK$20,686
+HK$1,186/mo
Deposit HK$2.17M · loan HK$4.02M · min. income ≈ HK$39,000/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,413
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,961
−HK$555/mo
Today · 4.125%
HK$21,516
baseline
▲ 0.50% · 4.625%
HK$22,650
+HK$1,134/mo
Deposit HK$2.17M · loan HK$4.02M · min. income ≈ HK$43,032/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,761
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,375
−HK$625/mo
Today · 4.125%
HK$21,000
baseline
▲ 0.50% · 4.625%
HK$22,278
+HK$1,278/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$42,000/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,984
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,573
−HK$598/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,393
+HK$1,222/mo
Deposit HK$1.86M · loan HK$4.33M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,172
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$669/mo
Today · 4.125%
HK$22,500
baseline
▲ 0.50% · 4.625%
HK$23,869
+HK$1,369/mo
Deposit HK$1.55M · loan HK$4.64M · min. income ≈ HK$45,000/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,186
−HK$640/mo
Today · 4.125%
HK$24,826
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,309/mo
Deposit HK$1.55M · loan HK$4.64M · min. income ≈ HK$49,652/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,584
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$714/mo
Today · 4.125%
HK$24,000
baseline
▲ 0.50% · 4.625%
HK$25,460
+HK$1,460/mo
Deposit HK$1.24M · loan HK$4.95M · min. income ≈ HK$48,000/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,124
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$683/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$27,877
+HK$1,396/mo
Deposit HK$1.24M · loan HK$4.95M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$759/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,551/mo
Deposit HK$928K · loan HK$5.26M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,410
−HK$727/mo
Today · 4.125%
HK$28,137
baseline
▲ 0.50% · 4.625%
HK$29,620
+HK$1,483/mo
Deposit HK$928K · loan HK$5.26M · min. income ≈ HK$56,274/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,197
−HK$803/mo
Today · 4.125%
HK$27,000
baseline
▲ 0.50% · 4.625%
HK$28,643
+HK$1,643/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$54,000/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,265
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,023
−HK$769/mo
Today · 4.125%
HK$29,792
baseline
▲ 0.50% · 4.625%
HK$31,362
+HK$1,570/mo
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$59,584/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$154,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).