▼ 0.50% · 3.625%
HK$15,797
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,288
−HK$499/mo
Today · 4.125%
HK$16,787
baseline
▲ 0.50% · 4.625%
HK$17,809
+HK$1,022/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,574/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,574
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,045
−HK$478/mo
Today · 4.125%
HK$18,523
baseline
▲ 0.50% · 4.625%
HK$19,500
+HK$977/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,046/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,376
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,917
−HK$549/mo
Today · 4.125%
HK$18,466
baseline
▲ 0.50% · 4.625%
HK$19,590
+HK$1,124/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,932/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,331
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,850
−HK$525/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,074/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,956
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,546
−HK$599/mo
Today · 4.125%
HK$20,145
baseline
▲ 0.50% · 4.625%
HK$21,371
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,290/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,088
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,654
−HK$574/mo
Today · 4.125%
HK$22,228
baseline
▲ 0.50% · 4.625%
HK$23,399
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,456/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,536
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,175
−HK$649/mo
Today · 4.125%
HK$21,824
baseline
▲ 0.50% · 4.625%
HK$23,151
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,648/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,846
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,459
−HK$621/mo
Today · 4.125%
HK$24,080
baseline
▲ 0.50% · 4.625%
HK$25,349
+HK$1,269/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,160/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$699/mo
Today · 4.125%
HK$23,502
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,430/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,004/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,603
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$669/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,299
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,695
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,432
−HK$749/mo
Today · 4.125%
HK$25,181
baseline
▲ 0.50% · 4.625%
HK$26,713
+HK$1,532/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$50,362/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,361
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$717/mo
Today · 4.125%
HK$27,785
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,464/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$55,570/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,275
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,061
−HK$799/mo
Today · 4.125%
HK$26,860
baseline
▲ 0.50% · 4.625%
HK$28,494
+HK$1,634/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$53,720/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,118
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$765/mo
Today · 4.125%
HK$29,637
baseline
▲ 0.50% · 4.625%
HK$31,199
+HK$1,562/mo
Deposit HK$1.39M · loan HK$5.54M · min. income ≈ HK$59,274/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,854
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$848/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,275
+HK$1,737/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,875
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,677
−HK$812/mo
Today · 4.125%
HK$31,489
baseline
▲ 0.50% · 4.625%
HK$33,149
+HK$1,660/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$62,978/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,434
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,319
−HK$898/mo
Today · 4.125%
HK$30,217
baseline
▲ 0.50% · 4.625%
HK$32,056
+HK$1,839/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$60,434/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,633
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,481
−HK$861/mo
Today · 4.125%
HK$33,342
baseline
▲ 0.50% · 4.625%
HK$35,099
+HK$1,757/mo
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$66,684/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,829 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).