▼ 0.50% · 3.625%
HK$19,015
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,606
−HK$601/mo
Today · 4.125%
HK$20,207
baseline
▲ 0.50% · 4.625%
HK$21,437
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,414/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,154
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,721
−HK$576/mo
Today · 4.125%
HK$22,297
baseline
▲ 0.50% · 4.625%
HK$23,472
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,594/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,916
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,567
−HK$661/mo
Today · 4.125%
HK$22,228
baseline
▲ 0.50% · 4.625%
HK$23,580
+HK$1,352/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,456/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,269
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$633/mo
Today · 4.125%
HK$24,526
baseline
▲ 0.50% · 4.625%
HK$25,819
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,052/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,818
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,528
−HK$721/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,724
+HK$1,475/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,385
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,065
−HK$691/mo
Today · 4.125%
HK$26,756
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,410/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$53,512/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,719
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$781/mo
Today · 4.125%
HK$26,269
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,538/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,237
−HK$749/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$841/mo
Today · 4.125%
HK$28,290
baseline
▲ 0.50% · 4.625%
HK$30,011
+HK$1,721/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,580/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,615
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$805/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$32,861
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,409
−HK$902/mo
Today · 4.125%
HK$30,311
baseline
▲ 0.50% · 4.625%
HK$32,155
+HK$1,844/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,622/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,731
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$863/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$1,763/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,424
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$962/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,846
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,754
−HK$921/mo
Today · 4.125%
HK$35,675
baseline
▲ 0.50% · 4.625%
HK$37,555
+HK$1,880/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,350/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,325
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,331
−HK$1,021/mo
Today · 4.125%
HK$34,352
baseline
▲ 0.50% · 4.625%
HK$36,442
+HK$2,090/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,704/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,961
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$978/mo
Today · 4.125%
HK$37,904
baseline
▲ 0.50% · 4.625%
HK$39,902
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,808/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,227
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,291
−HK$1,082/mo
Today · 4.125%
HK$36,373
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$2,213/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$72,746/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,077
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,098
−HK$1,036/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,115/mo
Deposit HK$834K · loan HK$7.50M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,167 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).