▼ 0.50% · 3.625%
HK$4,560
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$144/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$295/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$138/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$282/mo
Deposit HK$1000K · loan HK$1000K · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$159/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$324/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,581
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$152/mo
Today · 4.125%
HK$5,882
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$310/mo
Deposit HK$900K · loan HK$1.10M · min. income ≈ HK$11,764/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$173/mo
Today · 4.125%
HK$5,815
baseline
▲ 0.50% · 4.625%
HK$6,169
+HK$354/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$11,630/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,251
−HK$166/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$338/mo
Deposit HK$800K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$187/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$179/mo
Today · 4.125%
HK$6,951
baseline
▲ 0.50% · 4.625%
HK$7,318
+HK$367/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,902/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,384
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$202/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$412/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,293
−HK$193/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$395/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,840
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,053
−HK$216/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,712
+HK$443/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,610
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,814
−HK$207/mo
Today · 4.125%
HK$8,021
baseline
▲ 0.50% · 4.625%
HK$8,444
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,042/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,523
−HK$231/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,117
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,335
−HK$221/mo
Today · 4.125%
HK$8,556
baseline
▲ 0.50% · 4.625%
HK$9,007
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,112/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,752
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,993
−HK$245/mo
Today · 4.125%
HK$8,238
baseline
▲ 0.50% · 4.625%
HK$8,740
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,476/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,624
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,856
−HK$234/mo
Today · 4.125%
HK$9,090
baseline
▲ 0.50% · 4.625%
HK$9,570
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,180/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,208
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,464
−HK$259/mo
Today · 4.125%
HK$8,723
baseline
▲ 0.50% · 4.625%
HK$9,254
+HK$531/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,446/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,132
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,377
−HK$248/mo
Today · 4.125%
HK$9,625
baseline
▲ 0.50% · 4.625%
HK$10,132
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,250/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).