▼ 0.50% · 3.625%
HK$5,003
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$158/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,641
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,716
−HK$151/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$309/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$174/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,205
+HK$356/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$167/mo
Today · 4.125%
HK$6,454
baseline
▲ 0.50% · 4.625%
HK$6,794
+HK$340/mo
Deposit HK$987K · loan HK$1.21M · min. income ≈ HK$12,908/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$190/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$388/mo
Deposit HK$878K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$181/mo
Today · 4.125%
HK$7,040
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$372/mo
Deposit HK$878K · loan HK$1.32M · min. income ≈ HK$14,080/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$205/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$421/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,430
−HK$197/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$402/mo
Deposit HK$768K · loan HK$1.43M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$221/mo
Today · 4.125%
HK$7,444
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$453/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$14,888/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$212/mo
Today · 4.125%
HK$8,214
baseline
▲ 0.50% · 4.625%
HK$8,647
+HK$433/mo
Deposit HK$658K · loan HK$1.54M · min. income ≈ HK$16,428/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,739
−HK$237/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$485/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,350
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,573
−HK$228/mo
Today · 4.125%
HK$8,801
baseline
▲ 0.50% · 4.625%
HK$9,264
+HK$463/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,602/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,006
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$253/mo
Today · 4.125%
HK$8,508
baseline
▲ 0.50% · 4.625%
HK$9,025
+HK$517/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$17,016/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,906
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,145
−HK$242/mo
Today · 4.125%
HK$9,387
baseline
▲ 0.50% · 4.625%
HK$9,882
+HK$495/mo
Deposit HK$439K · loan HK$1.76M · min. income ≈ HK$18,774/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,771
−HK$268/mo
Today · 4.125%
HK$9,039
baseline
▲ 0.50% · 4.625%
HK$9,589
+HK$550/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$18,078/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,463
−HK$511/mo
▼ 0.25% · 3.875%
HK$9,717
−HK$257/mo
Today · 4.125%
HK$9,974
baseline
▲ 0.50% · 4.625%
HK$10,500
+HK$526/mo
Deposit HK$329K · loan HK$1.87M · min. income ≈ HK$19,948/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,006
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,286
−HK$285/mo
Today · 4.125%
HK$9,571
baseline
▲ 0.50% · 4.625%
HK$10,153
+HK$582/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,142/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,019
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,288
−HK$273/mo
Today · 4.125%
HK$10,561
baseline
▲ 0.50% · 4.625%
HK$11,117
+HK$556/mo
Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$21,122/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).