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At today's rate and a 90% mortgage, the deposit on this unit is about HK$200K, with repayments around HK$8,706/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,412/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 202 Saleable ft²
- Gross Area
- 210 ft²
- Efficiency
- 96%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-21 | HK$3.37M | +47.6% 5.0y · 10.0%/yr |
| 2015-05-07 | HK$2.28M | +37.3% |
| 2011-07-05 | HK$1.66M | +58.1% |
| 2010-03-22 | HK$1.05M | +45.8% |
| 2009-05-20 | HK$720K | +16.1% |
| 2007-02-09 | HK$620K | +10.7% |
| 2006-03-21 | HK$560K | +16.7% |
| 2004-09-04 | HK$480K | — |