▼ 0.50% · 3.625%
HK$4,646
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$140/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,270
−HK$161/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,762
+HK$331/mo
Deposit HK$917K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,686
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$155/mo
Today · 4.125%
HK$5,993
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$316/mo
Deposit HK$917K · loan HK$1.12M · min. income ≈ HK$11,986/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$176/mo
Today · 4.125%
HK$5,925
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$361/mo
Deposit HK$815K · loan HK$1.22M · min. income ≈ HK$11,850/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,369
−HK$169/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,883
+HK$345/mo
Deposit HK$815K · loan HK$1.22M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$191/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,810
+HK$391/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$183/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$373/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$206/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$420/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,237
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,431
−HK$197/mo
Today · 4.125%
HK$7,628
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$402/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$15,256/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$221/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$450/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,961
−HK$211/mo
Today · 4.125%
HK$8,172
baseline
▲ 0.50% · 4.625%
HK$8,603
+HK$431/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,344/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,434
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,665
−HK$235/mo
Today · 4.125%
HK$7,900
baseline
▲ 0.50% · 4.625%
HK$8,381
+HK$481/mo
Deposit HK$408K · loan HK$1.63M · min. income ≈ HK$15,800/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,270
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,492
−HK$225/mo
Today · 4.125%
HK$8,717
baseline
▲ 0.50% · 4.625%
HK$9,177
+HK$460/mo
Deposit HK$408K · loan HK$1.63M · min. income ≈ HK$17,434/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,899
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,144
−HK$250/mo
Today · 4.125%
HK$8,394
baseline
▲ 0.50% · 4.625%
HK$8,905
+HK$511/mo
Deposit HK$306K · loan HK$1.73M · min. income ≈ HK$16,788/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,787
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,023
−HK$239/mo
Today · 4.125%
HK$9,262
baseline
▲ 0.50% · 4.625%
HK$9,750
+HK$488/mo
Deposit HK$306K · loan HK$1.73M · min. income ≈ HK$18,524/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,363
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,624
−HK$264/mo
Today · 4.125%
HK$8,888
baseline
▲ 0.50% · 4.625%
HK$9,429
+HK$541/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,776/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,304
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,554
−HK$253/mo
Today · 4.125%
HK$9,807
baseline
▲ 0.50% · 4.625%
HK$10,324
+HK$517/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,614/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).