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Crescira AVM · estimated value ● Medium confidence
HK$14.20M
≈ HK$17,910 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.26M, with repayments around HK$48,184/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,341
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,751
−HK$1,433/mo
Today · 4.125%
HK$48,184
baseline
▲ 0.50% · 4.625%
HK$51,116
+HK$2,932/mo

Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,368/mo (50% DSR)

Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,613 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
C
Saleable Area
793 ft²
Gross Area
1,008 ft²
Efficiency
79%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2007-02-06 HK$7.93M +52.5%
3.3y
2003-10-16 HK$5.20M −59.6%
6.7y
1997-01-31 HK$12.87M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 2 min walk · 151 m
Education
39
schools within 1 km (11 within 500 m)
Daily convenience
94
within 1 km (25 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 94 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building