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Crescira AVM · estimated value ● Medium confidence
HK$15.74M
≈ HK$18,262 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.72M, with repayments around HK$53,405/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$50,254
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,817
−HK$1,588/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$3,250/mo

Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,810/mo (50% DSR)

Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,323 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
D
Saleable Area
862 ft²
Gross Area
1,080 ft²
Efficiency
80%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-03-20 HK$18.20M −13.3%
3.9y
2022-05-04 HK$21.00M +57.0%
10.1y
2012-03-30 HK$13.38M +32.5%
14.1y
1998-03-20 HK$10.10M −13.9%
1.1y
1997-01-31 HK$11.72M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 2 min walk · 151 m
Education
39
schools within 1 km (11 within 500 m)
Daily convenience
94
within 1 km (25 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 94 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building