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Home Yau Tsim Mong District CARMEN'S GARDEN TOWER 1

21/F D

in CARMEN'S GARDEN TOWER 1

Yau Tsim Mong District · Kowloon

Switch unit
Floor
1/F A 1,000 ft² 1/F B 1,057 ft² 1/F C 793 ft² 1/F D 862 ft² 2/F A 1,000 ft² 2/F B 1,057 ft² 2/F C 793 ft² 2/F D 862 ft² 3/F A 1,010 ft² 3/F B 1,057 ft² 3/F C 793 ft² 3/F D 862 ft² 5/F A 1,000 ft² 5/F B 1,066 ft² 5/F C 793 ft² 5/F D 862 ft² 6/F A 1,010 ft² 6/F B 1,057 ft² 6/F C 793 ft² 6/F D 862 ft² 7/F A 1,000 ft² 7/F B 1,057 ft² 7/F C 804 ft² 7/F D 862 ft² 8/F A 1,000 ft² 8/F B 1,057 ft² 8/F C 793 ft² 8/F D 862 ft² 9/F A 1,000 ft² 9/F B 1,057 ft² 9/F C 804 ft² 9/F D 862 ft² 10/F A 1,000 ft² 10/F B 1,057 ft² 10/F C 793 ft² 10/F D 862 ft² 11/F A 1,000 ft² 11/F B 1,057 ft² 11/F C 793 ft² 11/F D 862 ft² 12/F A 1,000 ft² 12/F B 1,057 ft² 12/F C 793 ft² 12/F D 862 ft² 13/F A 1,000 ft² 13/F B 1,057 ft² 13/F C 793 ft² 13/F D 862 ft² 15/F A 1,000 ft² 15/F B 1,057 ft² 15/F C 793 ft² 15/F D 862 ft² 16/F A 1,000 ft² 16/F B 1,057 ft² 16/F C 793 ft² 16/F D 862 ft² 17/F A 1,010 ft² 17/F B 1,057 ft² 17/F C 793 ft² 17/F D 862 ft² 18/F A 1,000 ft² 18/F B 1,057 ft² 18/F D 862 ft² 19/F A 1,000 ft² 19/F B 1,057 ft² 19/F C 793 ft² 19/F D 862 ft² 20/F A 1,000 ft² 20/F B 1,057 ft² 20/F C 793 ft² 21/F A 1,000 ft² 21/F B 1,057 ft² 21/F C 793 ft² 21/F D 862 ft²
Crescira AVM · estimated value ● Medium confidence
HK$17.48M
≈ HK$20,284 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.25M, with repayments around HK$59,317/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$55,817
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$57,553
−HK$1,764/mo
Today · 4.125%
HK$59,317
baseline
▲ 0.50% · 4.625%
HK$62,927
+HK$3,610/mo

Deposit HK$5.25M · loan HK$12.24M · min. income ≈ HK$118,634/mo (50% DSR)

Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$655,673 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Jordan Station
≈ 2 min walk · 142 m
Education
35
schools within 1 km (10 within 500 m)
Daily convenience
93
within 1 km (24 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Jordan Station Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 93 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
D
Saleable Area
862 Saleable ft²
Gross Area
1,080 ft²
Efficiency
80%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2008-09-03 HK$6.00M −29.0%
1999-07-12 HK$8.45M —

Other appraised units in this building

1/F A
1,000 ft²
HK$19.48M
1/F B
1,057 ft²
HK$20.66M
1/F C
793 ft²
HK$14.41M
1/F D
862 ft²
HK$15.82M
2/F A
1,000 ft²
HK$19.01M
2/F B
1,057 ft²
HK$20.11M
Data sourced from Renavon.com