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At today's rate and a 90% mortgage, the deposit on this unit is about HK$215K, with repayments around HK$9,363/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$215K · loan HK$1.93M · min. income ≈ HK$18,726/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 212 Saleable ft²
- Gross Area
- 321 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-30 | HK$2.95M | +10.1% 4.4y · 2.0%/yr |
| 2017-11-02 | HK$2.68M | +37.4% 3.6y · 10.0%/yr |
| 2014-04-02 | HK$1.95M | +156.6% |
| 2009-11-13 | HK$760K | +31.0% |
| 2007-10-31 | HK$580K | −25.6% |
| 1996-12-07 | HK$780K | +5.4% |
| 1995-09-08 | HK$740K | — |