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At today's rate and a 90% mortgage, the deposit on this unit is about HK$221K, with repayments around HK$9,626/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,252/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 212 Saleable ft²
- Gross Area
- 321 ft²
- Efficiency
- 66%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-28 | HK$3.00M | +23.5% 3.2y · 7.0%/yr |
| 2017-10-27 | HK$2.43M | +242.3% 7.8y · 31.0%/yr |
| 2010-02-05 | HK$710K | +73.2% |
| 2006-06-10 | HK$410K | −46.8% |
| 1995-12-05 | HK$770K | +22.2% |
| 1995-11-13 | HK$630K | — |