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Crescira AVM · estimated value ● Medium confidence
HK$2.15M
≈ HK$10,153 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$215K, with repayments around HK$9,389/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$8,835
−HK$554/mo
▼ 0.25% · 3.875%
HK$9,110
−HK$279/mo
Today · 4.125%
HK$9,389
baseline
▲ 0.50% · 4.625%
HK$9,960
+HK$571/mo

Deposit HK$215K · loan HK$1.94M · min. income ≈ HK$18,778/mo (50% DSR)

Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
B
Saleable Area
212 ft²
Gross Area
321 ft²
Efficiency
66%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2018-05-29 HK$3.28M +42.0%
3.5y
2014-11-13 HK$2.31M +126.5%
3.3y
2011-08-16 HK$1.02M −2.9%
0.8y
2010-10-13 HK$1.05M +32.4%
13.8y
2010-03-01 HK$793K −17.4%
13.1y
1997-01-16 HK$960K +53.6%
1996-11-16 HK$625K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 7 min walk · 482 m
Education
84
schools within 1 km (20 within 500 m)
Daily convenience
80
within 1 km (18 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
87
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 84 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 87 parks, libraries and sports venues nearby.

Location

Other appraised units in this building