▼ 0.50% · 3.625%
HK$3,010
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$95/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$194/mo
Deposit HK$660K · loan HK$660K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,349
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$91/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$186/mo
Deposit HK$660K · loan HK$660K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$105/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$594K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,683
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$100/mo
Today · 4.125%
HK$3,882
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$205/mo
Deposit HK$594K · loan HK$726K · min. income ≈ HK$7,764/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$114/mo
Today · 4.125%
HK$3,838
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$234/mo
Deposit HK$528K · loan HK$792K · min. income ≈ HK$7,676/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$109/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$224/mo
Deposit HK$528K · loan HK$792K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$123/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$253/mo
Deposit HK$462K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$118/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$242/mo
Deposit HK$462K · loan HK$858K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$273/mo
Deposit HK$396K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$127/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$261/mo
Deposit HK$396K · loan HK$924K · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$143/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$292/mo
Deposit HK$330K · loan HK$990K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$136/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,573
+HK$279/mo
Deposit HK$330K · loan HK$990K · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$311/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$146/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$298/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$162/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$155/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$172/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$350/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,027
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$164/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).