▼ 0.50% · 3.625%
HK$3,708
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$118/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$239/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$112/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$229/mo
Deposit HK$813K · loan HK$813K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$263/mo
Deposit HK$732K · loan HK$894K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$124/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$732K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$141/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$5,016
+HK$287/mo
Deposit HK$650K · loan HK$976K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$135/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$275/mo
Deposit HK$650K · loan HK$976K · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$153/mo
Today · 4.125%
HK$5,123
baseline
▲ 0.50% · 4.625%
HK$5,434
+HK$311/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,246/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,507
−HK$145/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$164/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$336/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,775
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$157/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$321/mo
Deposit HK$488K · loan HK$1.14M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$176/mo
Today · 4.125%
HK$5,911
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$360/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,822/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$168/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$188/mo
Today · 4.125%
HK$6,305
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$384/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,610/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$180/mo
Today · 4.125%
HK$6,957
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$367/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,914/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,304
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$199/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,107
+HK$408/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$191/mo
Today · 4.125%
HK$7,392
baseline
▲ 0.50% · 4.625%
HK$7,781
+HK$389/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,784/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$211/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,525
+HK$432/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,425
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,624
−HK$203/mo
Today · 4.125%
HK$7,827
baseline
▲ 0.50% · 4.625%
HK$8,239
+HK$412/mo
Deposit HK$163K · loan HK$1.46M · min. income ≈ HK$15,654/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).