▼ 0.50% · 3.625%
HK$2,936
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$93/mo
Today · 4.125%
HK$3,120
baseline
▲ 0.50% · 4.625%
HK$3,309
+HK$189/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,240/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$89/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$182/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,330
−HK$102/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$208/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,689
−HK$97/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$3,986
+HK$200/mo
Deposit HK$579K · loan HK$708K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$112/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$227/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$107/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$217/mo
Deposit HK$515K · loan HK$772K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$121/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$246/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,246
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$116/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$236/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$130/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$265/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$124/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$254/mo
Deposit HK$386K · loan HK$901K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$273/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$148/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$304/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,225
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$143/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$157/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$167/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$160/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).