▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$109/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$221/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$104/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$212/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$119/mo
Today · 4.125%
HK$4,003
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$244/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,006/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$114/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$233/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$129/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$266/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$124/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$254/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$140/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$288/mo
Deposit HK$526K · loan HK$976K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$526K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$151/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,919
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,297
−HK$162/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$332/mo
Deposit HK$375K · loan HK$1.13M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$156/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$317/mo
Deposit HK$375K · loan HK$1.13M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$173/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$355/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,096
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$165/mo
Today · 4.125%
HK$6,425
baseline
▲ 0.50% · 4.625%
HK$6,764
+HK$339/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,850/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$377/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$176/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$360/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$195/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,950
+HK$399/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$187/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,610
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).