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At today's rate and a 90% mortgage, the deposit on this unit is about HK$217K, with repayments around HK$9,446/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,892/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- G
- Saleable Area
- 184 Saleable ft²
- Gross Area
- 231 ft²
- Efficiency
- 80%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-24 | HK$2.85M | +13.2% 5.1y · 3.0%/yr |
| 2017-04-27 | HK$2.52M | +562.6% 14.5y · 39.0%/yr |
| 2002-10-24 | HK$380K | −20.8% |
| 2001-12-08 | HK$480K | −4.0% |
| 1999-09-29 | HK$500K | −34.2% |
| 1996-11-19 | HK$760K | — |