▼ 0.50% · 3.625%
HK$5,368
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$170/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$347/mo
Deposit HK$1.18M · loan HK$1.18M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$163/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,626
+HK$331/mo
Deposit HK$1.18M · loan HK$1.18M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$186/mo
Today · 4.125%
HK$6,275
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$382/mo
Deposit HK$1.06M · loan HK$1.29M · min. income ≈ HK$12,550/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,569
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,745
−HK$179/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,289
+HK$365/mo
Deposit HK$1.06M · loan HK$1.29M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$204/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$416/mo
Deposit HK$942K · loan HK$1.41M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,166
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$195/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$7,952
+HK$398/mo
Deposit HK$942K · loan HK$1.41M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$220/mo
Today · 4.125%
HK$7,416
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$451/mo
Deposit HK$824K · loan HK$1.53M · min. income ≈ HK$14,832/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,972
−HK$211/mo
Today · 4.125%
HK$8,183
baseline
▲ 0.50% · 4.625%
HK$8,614
+HK$431/mo
Deposit HK$824K · loan HK$1.53M · min. income ≈ HK$16,366/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,515
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,749
−HK$238/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,473
+HK$486/mo
Deposit HK$706K · loan HK$1.65M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,361
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,585
−HK$227/mo
Today · 4.125%
HK$8,812
baseline
▲ 0.50% · 4.625%
HK$9,277
+HK$465/mo
Deposit HK$706K · loan HK$1.65M · min. income ≈ HK$17,624/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,052
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,303
−HK$254/mo
Today · 4.125%
HK$8,557
baseline
▲ 0.50% · 4.625%
HK$9,078
+HK$521/mo
Deposit HK$589K · loan HK$1.77M · min. income ≈ HK$17,114/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,958
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,198
−HK$244/mo
Today · 4.125%
HK$9,442
baseline
▲ 0.50% · 4.625%
HK$9,940
+HK$498/mo
Deposit HK$589K · loan HK$1.77M · min. income ≈ HK$18,884/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,589
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,856
−HK$272/mo
Today · 4.125%
HK$9,128
baseline
▲ 0.50% · 4.625%
HK$9,683
+HK$555/mo
Deposit HK$471K · loan HK$1.88M · min. income ≈ HK$18,256/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,555
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,811
−HK$260/mo
Today · 4.125%
HK$10,071
baseline
▲ 0.50% · 4.625%
HK$10,602
+HK$531/mo
Deposit HK$471K · loan HK$1.88M · min. income ≈ HK$20,142/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,126
−HK$572/mo
▼ 0.25% · 3.875%
HK$9,410
−HK$288/mo
Today · 4.125%
HK$9,698
baseline
▲ 0.50% · 4.625%
HK$10,288
+HK$590/mo
Deposit HK$353K · loan HK$2.00M · min. income ≈ HK$19,396/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,152
−HK$549/mo
▼ 0.25% · 3.875%
HK$10,425
−HK$276/mo
Today · 4.125%
HK$10,701
baseline
▲ 0.50% · 4.625%
HK$11,265
+HK$564/mo
Deposit HK$353K · loan HK$2.00M · min. income ≈ HK$21,402/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,663
−HK$606/mo
▼ 0.25% · 3.875%
HK$9,963
−HK$306/mo
Today · 4.125%
HK$10,269
baseline
▲ 0.50% · 4.625%
HK$10,893
+HK$624/mo
Deposit HK$235K · loan HK$2.12M · min. income ≈ HK$20,538/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,750
−HK$580/mo
▼ 0.25% · 3.875%
HK$11,038
−HK$292/mo
Today · 4.125%
HK$11,330
baseline
▲ 0.50% · 4.625%
HK$11,928
+HK$598/mo
Deposit HK$235K · loan HK$2.12M · min. income ≈ HK$22,660/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).