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At today's rate and a 90% mortgage, the deposit on this unit is about HK$238K, with repayments around HK$10,395/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$238K · loan HK$2.14M · min. income ≈ HK$20,790/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 207 Saleable ft²
- Gross Area
- 262 ft²
- Efficiency
- 79%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-29 | HK$2.08M | −14.4% 7.9y · −2.0%/yr |
| 2017-01-11 | HK$2.43M | +44.6% 4.3y · 11.0%/yr |
| 2012-09-26 | HK$1.68M | +68.0% |
| 1996-12-06 | HK$1.00M | +20.5% |
| 1996-06-18 | HK$830K | — |