▼ 0.50% · 3.625%
HK$4,783
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$151/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$145/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$167/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$340/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$159/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$325/mo
Deposit HK$944K · loan HK$1.15M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$181/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$371/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$174/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$355/mo
Deposit HK$839K · loan HK$1.26M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,412
−HK$196/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$7,011
+HK$403/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,918
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$189/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,676
+HK$384/mo
Deposit HK$734K · loan HK$1.36M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,905
−HK$212/mo
Today · 4.125%
HK$7,117
baseline
▲ 0.50% · 4.625%
HK$7,550
+HK$433/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$14,234/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,450
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,650
−HK$203/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,267
+HK$414/mo
Deposit HK$629K · loan HK$1.47M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$227/mo
Today · 4.125%
HK$7,625
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$464/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$15,250/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,982
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,196
−HK$218/mo
Today · 4.125%
HK$8,414
baseline
▲ 0.50% · 4.625%
HK$8,857
+HK$443/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$16,828/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,653
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,892
−HK$241/mo
Today · 4.125%
HK$8,133
baseline
▲ 0.50% · 4.625%
HK$8,628
+HK$495/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,266/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,514
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,743
−HK$231/mo
Today · 4.125%
HK$8,974
baseline
▲ 0.50% · 4.625%
HK$9,447
+HK$473/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,948/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,132
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,385
−HK$257/mo
Today · 4.125%
HK$8,642
baseline
▲ 0.50% · 4.625%
HK$9,168
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,284/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,047
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,289
−HK$246/mo
Today · 4.125%
HK$9,535
baseline
▲ 0.50% · 4.625%
HK$10,038
+HK$503/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,070/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,610
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,878
−HK$272/mo
Today · 4.125%
HK$9,150
baseline
▲ 0.50% · 4.625%
HK$9,707
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,300/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,579
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,836
−HK$260/mo
Today · 4.125%
HK$10,096
baseline
▲ 0.50% · 4.625%
HK$10,628
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,192/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).