▼ 0.50% · 3.625%
HK$2,715
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,800
−HK$85/mo
Today · 4.125%
HK$2,885
baseline
▲ 0.50% · 4.625%
HK$3,061
+HK$176/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$5,770/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$82/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$168/mo
Deposit HK$595K · loan HK$595K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,080
−HK$94/mo
Today · 4.125%
HK$3,174
baseline
▲ 0.50% · 4.625%
HK$3,367
+HK$193/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$6,348/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$90/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$185/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,258
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,359
−HK$103/mo
Today · 4.125%
HK$3,462
baseline
▲ 0.50% · 4.625%
HK$3,673
+HK$211/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$6,924/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$98/mo
Today · 4.125%
HK$3,820
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$202/mo
Deposit HK$476K · loan HK$714K · min. income ≈ HK$7,640/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$112/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$228/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$107/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$218/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,801
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$121/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$245/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$115/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$235/mo
Deposit HK$357K · loan HK$833K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,073
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$129/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$263/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$124/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$251/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$138/mo
Today · 4.125%
HK$4,617
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$280/mo
Deposit HK$238K · loan HK$953K · min. income ≈ HK$9,234/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$132/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$268/mo
Deposit HK$238K · loan HK$953K · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,759
−HK$146/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,204
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$139/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,698
+HK$286/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$155/mo
Today · 4.125%
HK$5,194
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,388/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,437
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$148/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,033
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).