▼ 0.50% · 3.625%
HK$2,820
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,907
−HK$89/mo
Today · 4.125%
HK$2,996
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$183/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$5,992/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$85/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,480
+HK$174/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$98/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$201/mo
Deposit HK$556K · loan HK$680K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,450
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$94/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,828
+HK$191/mo
Deposit HK$556K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$218/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$102/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$210/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$116/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$237/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$111/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$227/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$125/mo
Today · 4.125%
HK$4,195
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$255/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$8,390/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$120/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$244/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$133/mo
Today · 4.125%
HK$4,494
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$274/mo
Deposit HK$309K · loan HK$927K · min. income ≈ HK$8,988/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$128/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$262/mo
Deposit HK$309K · loan HK$927K · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$142/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$292/mo
Deposit HK$247K · loan HK$989K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$137/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$279/mo
Deposit HK$247K · loan HK$989K · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$152/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$310/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,475
−HK$145/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$297/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$160/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$329/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,797
−HK$154/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$314/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).