▼ 0.50% · 3.625%
HK$2,834
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$90/mo
Today · 4.125%
HK$3,012
baseline
▲ 0.50% · 4.625%
HK$3,195
+HK$183/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,024/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$86/mo
Today · 4.125%
HK$3,323
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$175/mo
Deposit HK$621K · loan HK$621K · min. income ≈ HK$6,646/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$99/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$201/mo
Deposit HK$559K · loan HK$684K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$94/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,848
+HK$193/mo
Deposit HK$559K · loan HK$684K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$108/mo
Today · 4.125%
HK$3,614
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$220/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,228/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$103/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,198
+HK$210/mo
Deposit HK$497K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$116/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,153
+HK$238/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,098
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$112/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$228/mo
Deposit HK$435K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$125/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$257/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,414
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,532
−HK$120/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$245/mo
Deposit HK$373K · loan HK$870K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,251
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$134/mo
Today · 4.125%
HK$4,517
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$275/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,034/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,729
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,856
−HK$128/mo
Today · 4.125%
HK$4,984
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$263/mo
Deposit HK$311K · loan HK$932K · min. income ≈ HK$9,968/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$143/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$294/mo
Deposit HK$249K · loan HK$994K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$138/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$280/mo
Deposit HK$249K · loan HK$994K · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$153/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$311/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$186K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,101
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$161/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,751
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$154/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,297
+HK$316/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).