▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$86/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$176/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$83/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$169/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$95/mo
Today · 4.125%
HK$3,190
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$194/mo
Deposit HK$539K · loan HK$658K · min. income ≈ HK$6,380/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,339
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$91/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$185/mo
Deposit HK$539K · loan HK$658K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,275
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$103/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$212/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$99/mo
Today · 4.125%
HK$3,840
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$202/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$7,680/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$112/mo
Today · 4.125%
HK$3,770
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$229/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$7,540/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$108/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$219/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$121/mo
Today · 4.125%
HK$4,060
baseline
▲ 0.50% · 4.625%
HK$4,307
+HK$247/mo
Deposit HK$359K · loan HK$838K · min. income ≈ HK$8,120/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,250
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,364
−HK$116/mo
Today · 4.125%
HK$4,480
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$236/mo
Deposit HK$359K · loan HK$838K · min. income ≈ HK$8,960/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$129/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$265/mo
Deposit HK$299K · loan HK$898K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$124/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$253/mo
Deposit HK$299K · loan HK$898K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,366
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$138/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,922
+HK$282/mo
Deposit HK$239K · loan HK$957K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$132/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$270/mo
Deposit HK$239K · loan HK$957K · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,639
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,783
−HK$147/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,230
+HK$300/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,161
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$141/mo
Today · 4.125%
HK$5,440
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$287/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,880/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$155/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$318/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$149/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$303/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).