▼ 0.50% · 3.625%
HK$4,008
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,133
−HK$127/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$259/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$121/mo
Today · 4.125%
HK$4,700
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$248/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$9,400/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$140/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$133/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$273/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$152/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$311/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$145/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$298/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$165/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$157/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,786
−HK$178/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,326
+HK$362/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,243
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$170/mo
Today · 4.125%
HK$6,580
baseline
▲ 0.50% · 4.625%
HK$6,927
+HK$347/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,160/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,868
−HK$182/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$372/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,613
−HK$203/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$414/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,135
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,326
−HK$194/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,917
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,814
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$216/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$440/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,581
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,784
−HK$206/mo
Today · 4.125%
HK$7,990
baseline
▲ 0.50% · 4.625%
HK$8,411
+HK$421/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$15,980/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,215
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,439
−HK$228/mo
Today · 4.125%
HK$7,667
baseline
▲ 0.50% · 4.625%
HK$8,134
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,334/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,027
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,242
−HK$218/mo
Today · 4.125%
HK$8,460
baseline
▲ 0.50% · 4.625%
HK$8,906
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,920/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).