▼ 0.50% · 3.625%
HK$2,639
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,722
−HK$83/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$171/mo
Deposit HK$579K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,936
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$80/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$163/mo
Deposit HK$579K · loan HK$579K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$183/mo
▼ 0.25% · 3.875%
HK$2,994
−HK$92/mo
Today · 4.125%
HK$3,086
baseline
▲ 0.50% · 4.625%
HK$3,273
+HK$187/mo
Deposit HK$521K · loan HK$637K · min. income ≈ HK$6,172/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,230
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$88/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$179/mo
Deposit HK$521K · loan HK$637K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,167
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,266
−HK$100/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,571
+HK$205/mo
Deposit HK$463K · loan HK$695K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$96/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$196/mo
Deposit HK$463K · loan HK$695K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$109/mo
Today · 4.125%
HK$3,647
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$221/mo
Deposit HK$405K · loan HK$752K · min. income ≈ HK$7,294/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$104/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$212/mo
Deposit HK$405K · loan HK$752K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$117/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$239/mo
Deposit HK$347K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$112/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$228/mo
Deposit HK$347K · loan HK$810K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$126/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$289K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$120/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$244/mo
Deposit HK$289K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$133/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$232K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$232K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$174K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,539
+HK$277/mo
Deposit HK$174K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$150/mo
Today · 4.125%
HK$5,049
baseline
▲ 0.50% · 4.625%
HK$5,356
+HK$307/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,098/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$144/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$294/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).