▼ 0.50% · 3.625%
HK$2,742
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$87/mo
Today · 4.125%
HK$2,914
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$177/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$5,828/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,050
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$83/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$169/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$95/mo
Today · 4.125%
HK$3,205
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$195/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$6,410/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$91/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$187/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$104/mo
Today · 4.125%
HK$3,496
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$213/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$6,992/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$100/mo
Today · 4.125%
HK$3,858
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$203/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$7,716/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$113/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$230/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$108/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$221/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$121/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$248/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$116/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$237/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$130/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$266/mo
Deposit HK$301K · loan HK$902K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$124/mo
Today · 4.125%
HK$4,822
baseline
▲ 0.50% · 4.625%
HK$5,076
+HK$254/mo
Deposit HK$301K · loan HK$902K · min. income ≈ HK$9,644/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$139/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$283/mo
Deposit HK$240K · loan HK$962K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$133/mo
Today · 4.125%
HK$5,144
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$271/mo
Deposit HK$240K · loan HK$962K · min. income ≈ HK$10,288/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$147/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$301/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,753
+HK$288/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$156/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,490
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$150/mo
Today · 4.125%
HK$5,787
baseline
▲ 0.50% · 4.625%
HK$6,092
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,574/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).