▼ 0.50% · 3.625%
HK$2,486
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,564
−HK$78/mo
Today · 4.125%
HK$2,642
baseline
▲ 0.50% · 4.625%
HK$2,803
+HK$161/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,284/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,840
−HK$76/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,069
+HK$153/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,735
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$87/mo
Today · 4.125%
HK$2,907
baseline
▲ 0.50% · 4.625%
HK$3,084
+HK$177/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$5,814/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$83/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$169/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$94/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$193/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,319
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$91/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$184/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$102/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$209/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,596
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$97/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$200/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,481
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,589
−HK$110/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,924
+HK$225/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$105/mo
Today · 4.125%
HK$4,082
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$215/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$8,164/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$241/mo
Deposit HK$273K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$112/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$231/mo
Deposit HK$273K · loan HK$818K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$126/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$257/mo
Deposit HK$218K · loan HK$872K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,545
−HK$120/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$246/mo
Deposit HK$218K · loan HK$872K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$133/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$273/mo
Deposit HK$164K · loan HK$927K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$128/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$261/mo
Deposit HK$164K · loan HK$927K · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$141/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$290/mo
Deposit HK$109K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$109K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).