▼ 0.50% · 3.625%
HK$2,728
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$86/mo
Today · 4.125%
HK$2,899
baseline
▲ 0.50% · 4.625%
HK$3,075
+HK$176/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$5,798/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,035
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$83/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,367
+HK$168/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,001
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,094
−HK$95/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$194/mo
Deposit HK$538K · loan HK$658K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,338
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$91/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,704
+HK$185/mo
Deposit HK$538K · loan HK$658K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,274
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$104/mo
Today · 4.125%
HK$3,479
baseline
▲ 0.50% · 4.625%
HK$3,691
+HK$212/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$6,958/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$99/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,041
+HK$202/mo
Deposit HK$479K · loan HK$718K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$229/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$220/mo
Deposit HK$419K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$359K · loan HK$837K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$115/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$236/mo
Deposit HK$359K · loan HK$837K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$130/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$264/mo
Deposit HK$299K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$299K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,501
−HK$138/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$282/mo
Deposit HK$239K · loan HK$957K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$132/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$270/mo
Deposit HK$239K · loan HK$957K · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$146/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,228
+HK$300/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,298
−HK$140/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,725
+HK$287/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$155/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$318/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$149/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$303/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).