▼ 0.50% · 3.625%
HK$3,010
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$95/mo
Today · 4.125%
HK$3,199
baseline
▲ 0.50% · 4.625%
HK$3,394
+HK$195/mo
Deposit HK$660K · loan HK$660K · min. income ≈ HK$6,398/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,349
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$91/mo
Today · 4.125%
HK$3,530
baseline
▲ 0.50% · 4.625%
HK$3,716
+HK$186/mo
Deposit HK$660K · loan HK$660K · min. income ≈ HK$7,060/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$105/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$594K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$100/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$204/mo
Deposit HK$594K · loan HK$726K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$114/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$233/mo
Deposit HK$528K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$110/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$223/mo
Deposit HK$528K · loan HK$792K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$124/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$253/mo
Deposit HK$462K · loan HK$858K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$119/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$242/mo
Deposit HK$462K · loan HK$858K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$134/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$272/mo
Deposit HK$396K · loan HK$924K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$128/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$260/mo
Deposit HK$396K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,515
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,656
−HK$143/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$292/mo
Deposit HK$330K · loan HK$990K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$137/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$279/mo
Deposit HK$330K · loan HK$990K · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$152/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$312/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,945
+HK$297/mo
Deposit HK$264K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$161/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$155/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,419
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,587
−HK$171/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$351/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,028
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,190
−HK$164/mo
Today · 4.125%
HK$6,354
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$335/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,708/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).