▼ 0.50% · 3.625%
HK$3,093
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$98/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,487
+HK$200/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,533
−HK$94/mo
Today · 4.125%
HK$3,627
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$191/mo
Deposit HK$678K · loan HK$678K · min. income ≈ HK$7,254/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,508
−HK$108/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$210/mo
Deposit HK$610K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$118/mo
Today · 4.125%
HK$3,945
baseline
▲ 0.50% · 4.625%
HK$4,185
+HK$240/mo
Deposit HK$543K · loan HK$814K · min. income ≈ HK$7,890/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,240
−HK$113/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$229/mo
Deposit HK$543K · loan HK$814K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,146
−HK$127/mo
Today · 4.125%
HK$4,273
baseline
▲ 0.50% · 4.625%
HK$4,533
+HK$260/mo
Deposit HK$475K · loan HK$882K · min. income ≈ HK$8,546/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$121/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$249/mo
Deposit HK$475K · loan HK$882K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$137/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$280/mo
Deposit HK$407K · loan HK$950K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$131/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$268/mo
Deposit HK$407K · loan HK$950K · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$147/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$141/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$286/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,103
−HK$157/mo
Today · 4.125%
HK$5,260
baseline
▲ 0.50% · 4.625%
HK$5,580
+HK$320/mo
Deposit HK$271K · loan HK$1.09M · min. income ≈ HK$10,520/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,654
−HK$149/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$306/mo
Deposit HK$271K · loan HK$1.09M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$166/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,928
+HK$340/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$159/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$325/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).