▼ 0.50% · 3.625%
HK$2,364
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,437
−HK$75/mo
Today · 4.125%
HK$2,512
baseline
▲ 0.50% · 4.625%
HK$2,665
+HK$153/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,024/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,630
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$72/mo
Today · 4.125%
HK$2,772
baseline
▲ 0.50% · 4.625%
HK$2,918
+HK$146/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,544/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,600
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,681
−HK$82/mo
Today · 4.125%
HK$2,763
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$169/mo
Deposit HK$467K · loan HK$570K · min. income ≈ HK$5,526/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,893
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$79/mo
Today · 4.125%
HK$3,049
baseline
▲ 0.50% · 4.625%
HK$3,210
+HK$161/mo
Deposit HK$467K · loan HK$570K · min. income ≈ HK$6,098/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,837
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$90/mo
Today · 4.125%
HK$3,015
baseline
▲ 0.50% · 4.625%
HK$3,198
+HK$183/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,030/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$86/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$176/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,073
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$97/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,465
+HK$199/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$94/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$189/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$105/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,731
+HK$214/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,781
−HK$100/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$204/mo
Deposit HK$311K · loan HK$726K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$112/mo
Today · 4.125%
HK$3,768
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$230/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$7,536/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,377
+HK$219/mo
Deposit HK$259K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$119/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$245/mo
Deposit HK$207K · loan HK$829K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$114/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$234/mo
Deposit HK$207K · loan HK$829K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$260/mo
Deposit HK$156K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$121/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$249/mo
Deposit HK$156K · loan HK$881K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$135/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$275/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$128/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).