▼ 0.50% · 3.625%
HK$2,455
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$78/mo
Today · 4.125%
HK$2,609
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$158/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,218/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,731
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$74/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$152/mo
Deposit HK$538K · loan HK$538K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,700
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$85/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$175/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$82/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$167/mo
Deposit HK$484K · loan HK$592K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,037
−HK$93/mo
Today · 4.125%
HK$3,130
baseline
▲ 0.50% · 4.625%
HK$3,321
+HK$191/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,260/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$89/mo
Today · 4.125%
HK$3,454
baseline
▲ 0.50% · 4.625%
HK$3,636
+HK$182/mo
Deposit HK$431K · loan HK$646K · min. income ≈ HK$6,908/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,191
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,290
−HK$101/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,597
+HK$206/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,550
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$97/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,939
+HK$197/mo
Deposit HK$377K · loan HK$700K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$109/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,874
+HK$222/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$104/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$212/mo
Deposit HK$323K · loan HK$754K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$117/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,151
+HK$238/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$111/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$228/mo
Deposit HK$269K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$125/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$254/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$215K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$131/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$270/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$126/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$258/mo
Deposit HK$161K · loan HK$915K · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$139/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$286/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,047
−HK$134/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$273/mo
Deposit HK$108K · loan HK$969K · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).