▼ 0.50% · 3.625%
HK$1,985
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,047
−HK$63/mo
Today · 4.125%
HK$2,110
baseline
▲ 0.50% · 4.625%
HK$2,238
+HK$128/mo
Deposit HK$435K · loan HK$435K · min. income ≈ HK$4,220/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,208
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,268
−HK$60/mo
Today · 4.125%
HK$2,328
baseline
▲ 0.50% · 4.625%
HK$2,450
+HK$122/mo
Deposit HK$435K · loan HK$435K · min. income ≈ HK$4,656/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,184
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,252
−HK$69/mo
Today · 4.125%
HK$2,321
baseline
▲ 0.50% · 4.625%
HK$2,462
+HK$141/mo
Deposit HK$392K · loan HK$479K · min. income ≈ HK$4,642/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,429
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,494
−HK$66/mo
Today · 4.125%
HK$2,560
baseline
▲ 0.50% · 4.625%
HK$2,695
+HK$135/mo
Deposit HK$392K · loan HK$479K · min. income ≈ HK$5,120/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,382
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$75/mo
Today · 4.125%
HK$2,531
baseline
▲ 0.50% · 4.625%
HK$2,686
+HK$155/mo
Deposit HK$348K · loan HK$522K · min. income ≈ HK$5,062/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$72/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,940
+HK$147/mo
Deposit HK$348K · loan HK$522K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,581
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,661
−HK$81/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$167/mo
Deposit HK$305K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,871
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,948
−HK$78/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,186
+HK$160/mo
Deposit HK$305K · loan HK$566K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,779
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,866
−HK$87/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,133
+HK$180/mo
Deposit HK$261K · loan HK$609K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$84/mo
Today · 4.125%
HK$3,259
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$172/mo
Deposit HK$261K · loan HK$609K · min. income ≈ HK$6,518/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$193/mo
Deposit HK$218K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$91/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$184/mo
Deposit HK$218K · loan HK$653K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$100/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$206/mo
Deposit HK$174K · loan HK$696K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,533
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$96/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$197/mo
Deposit HK$174K · loan HK$696K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$106/mo
Today · 4.125%
HK$3,586
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$218/mo
Deposit HK$131K · loan HK$740K · min. income ≈ HK$7,172/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$102/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$209/mo
Deposit HK$131K · loan HK$740K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$113/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$4,028
+HK$231/mo
Deposit HK$87K · loan HK$783K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,082
−HK$108/mo
Today · 4.125%
HK$4,190
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$221/mo
Deposit HK$87K · loan HK$783K · min. income ≈ HK$8,380/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).