▼ 0.50% · 3.625%
HK$2,412
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,487
−HK$77/mo
Today · 4.125%
HK$2,564
baseline
▲ 0.50% · 4.625%
HK$2,720
+HK$156/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,128/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,684
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,756
−HK$73/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$2,978
+HK$149/mo
Deposit HK$529K · loan HK$529K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,654
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$84/mo
Today · 4.125%
HK$2,820
baseline
▲ 0.50% · 4.625%
HK$2,992
+HK$172/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$5,640/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$81/mo
Today · 4.125%
HK$3,112
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$164/mo
Deposit HK$476K · loan HK$582K · min. income ≈ HK$6,224/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,895
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$91/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$188/mo
Deposit HK$423K · loan HK$635K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$88/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$178/mo
Deposit HK$423K · loan HK$635K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,136
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,234
−HK$99/mo
Today · 4.125%
HK$3,333
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$203/mo
Deposit HK$370K · loan HK$688K · min. income ≈ HK$6,666/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$94/mo
Today · 4.125%
HK$3,677
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$194/mo
Deposit HK$370K · loan HK$688K · min. income ≈ HK$7,354/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$107/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,808
+HK$219/mo
Deposit HK$317K · loan HK$741K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$102/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$209/mo
Deposit HK$317K · loan HK$741K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,731
−HK$115/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$109/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$224/mo
Deposit HK$264K · loan HK$793K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$122/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$250/mo
Deposit HK$212K · loan HK$846K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$117/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$239/mo
Deposit HK$212K · loan HK$846K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$129/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$266/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$124/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$253/mo
Deposit HK$159K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$138/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$280/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$132/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$268/mo
Deposit HK$106K · loan HK$952K · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).