▼ 0.50% · 3.625%
HK$2,852
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,941
−HK$90/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,216
+HK$185/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,173
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$87/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$176/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$99/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$203/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$95/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$194/mo
Deposit HK$563K · loan HK$688K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,529
−HK$109/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$500K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$104/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,225
+HK$211/mo
Deposit HK$500K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$118/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$239/mo
Deposit HK$438K · loan HK$813K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,236
−HK$112/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$229/mo
Deposit HK$438K · loan HK$813K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$126/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$258/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,562
−HK$121/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$246/mo
Deposit HK$375K · loan HK$876K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,279
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$135/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,824
+HK$277/mo
Deposit HK$313K · loan HK$938K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,888
−HK$129/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$265/mo
Deposit HK$313K · loan HK$938K · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$139/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$250K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$153/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$314/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$147/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$300/mo
Deposit HK$188K · loan HK$1.06M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$162/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$332/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$156/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$317/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).