▼ 0.50% · 3.625%
HK$1,971
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,033
−HK$62/mo
Today · 4.125%
HK$2,095
baseline
▲ 0.50% · 4.625%
HK$2,222
+HK$127/mo
Deposit HK$432K · loan HK$432K · min. income ≈ HK$4,190/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,193
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,252
−HK$60/mo
Today · 4.125%
HK$2,312
baseline
▲ 0.50% · 4.625%
HK$2,433
+HK$121/mo
Deposit HK$432K · loan HK$432K · min. income ≈ HK$4,624/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,168
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,236
−HK$68/mo
Today · 4.125%
HK$2,304
baseline
▲ 0.50% · 4.625%
HK$2,445
+HK$141/mo
Deposit HK$389K · loan HK$475K · min. income ≈ HK$4,608/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,412
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,477
−HK$66/mo
Today · 4.125%
HK$2,543
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$134/mo
Deposit HK$389K · loan HK$475K · min. income ≈ HK$5,086/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,366
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,439
−HK$75/mo
Today · 4.125%
HK$2,514
baseline
▲ 0.50% · 4.625%
HK$2,667
+HK$153/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,028/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,632
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,702
−HK$72/mo
Today · 4.125%
HK$2,774
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$146/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,548/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,642
−HK$81/mo
Today · 4.125%
HK$2,723
baseline
▲ 0.50% · 4.625%
HK$2,889
+HK$166/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$5,446/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,851
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,927
−HK$78/mo
Today · 4.125%
HK$3,005
baseline
▲ 0.50% · 4.625%
HK$3,163
+HK$158/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$6,010/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$87/mo
Today · 4.125%
HK$2,933
baseline
▲ 0.50% · 4.625%
HK$3,111
+HK$178/mo
Deposit HK$259K · loan HK$605K · min. income ≈ HK$5,866/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$83/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$171/mo
Deposit HK$259K · loan HK$605K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$93/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$192/mo
Deposit HK$216K · loan HK$648K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$89/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$183/mo
Deposit HK$216K · loan HK$648K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,154
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,252
−HK$100/mo
Today · 4.125%
HK$3,352
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$204/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$6,704/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,603
−HK$95/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,893
+HK$195/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$217/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,828
−HK$102/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$207/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,000
+HK$229/mo
Deposit HK$86K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$108/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$219/mo
Deposit HK$86K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).