▼ 0.50% · 3.625%
HK$5,011
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$159/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$151/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$357/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$167/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$341/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$389/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$371/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$205/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$422/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,248
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$197/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$403/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$222/mo
Today · 4.125%
HK$7,456
baseline
▲ 0.50% · 4.625%
HK$7,910
+HK$454/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$14,912/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,805
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$212/mo
Today · 4.125%
HK$8,227
baseline
▲ 0.50% · 4.625%
HK$8,661
+HK$434/mo
Deposit HK$659K · loan HK$1.54M · min. income ≈ HK$16,454/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,751
−HK$238/mo
Today · 4.125%
HK$7,989
baseline
▲ 0.50% · 4.625%
HK$8,475
+HK$486/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$15,978/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,363
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,587
−HK$228/mo
Today · 4.125%
HK$8,815
baseline
▲ 0.50% · 4.625%
HK$9,279
+HK$464/mo
Deposit HK$549K · loan HK$1.65M · min. income ≈ HK$17,630/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,268
−HK$253/mo
Today · 4.125%
HK$8,521
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,042/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,920
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,160
−HK$242/mo
Today · 4.125%
HK$9,402
baseline
▲ 0.50% · 4.625%
HK$9,898
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,804/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,520
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,785
−HK$269/mo
Today · 4.125%
HK$9,054
baseline
▲ 0.50% · 4.625%
HK$9,605
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,108/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,478
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,732
−HK$258/mo
Today · 4.125%
HK$9,990
baseline
▲ 0.50% · 4.625%
HK$10,517
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,980/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,021
−HK$565/mo
▼ 0.25% · 3.875%
HK$9,301
−HK$285/mo
Today · 4.125%
HK$9,586
baseline
▲ 0.50% · 4.625%
HK$10,170
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,172/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,035
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,305
−HK$273/mo
Today · 4.125%
HK$10,578
baseline
▲ 0.50% · 4.625%
HK$11,135
+HK$557/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,156/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).