▼ 0.50% · 3.625%
HK$5,044
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$159/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,611
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$152/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$312/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$175/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$359/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,338
−HK$168/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,849
+HK$343/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$191/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$392/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$183/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,471
+HK$374/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$207/mo
Today · 4.125%
HK$6,968
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$424/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$13,936/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,295
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$199/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,094
+HK$405/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,062
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$223/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,961
+HK$457/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,856
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,067
−HK$213/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,717
+HK$437/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$239/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,530
+HK$490/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,417
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,643
−HK$229/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$467/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,070
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,321
−HK$255/mo
Today · 4.125%
HK$8,576
baseline
▲ 0.50% · 4.625%
HK$9,098
+HK$522/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$17,152/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,978
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,219
−HK$244/mo
Today · 4.125%
HK$9,463
baseline
▲ 0.50% · 4.625%
HK$9,962
+HK$499/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$18,926/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,575
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,841
−HK$271/mo
Today · 4.125%
HK$9,112
baseline
▲ 0.50% · 4.625%
HK$9,667
+HK$555/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,224/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,539
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,795
−HK$260/mo
Today · 4.125%
HK$10,055
baseline
▲ 0.50% · 4.625%
HK$10,585
+HK$530/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,110/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,079
−HK$569/mo
▼ 0.25% · 3.875%
HK$9,361
−HK$287/mo
Today · 4.125%
HK$9,648
baseline
▲ 0.50% · 4.625%
HK$10,235
+HK$587/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,296/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,100
−HK$546/mo
▼ 0.25% · 3.875%
HK$10,371
−HK$275/mo
Today · 4.125%
HK$10,646
baseline
▲ 0.50% · 4.625%
HK$11,207
+HK$561/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,292/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).