▼ 0.50% · 3.625%
HK$4,839
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,528
−HK$146/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$299/mo
Deposit HK$1.06M · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$168/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$344/mo
Deposit HK$955K · loan HK$1.17M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$161/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$329/mo
Deposit HK$955K · loan HK$1.17M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$183/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$376/mo
Deposit HK$849K · loan HK$1.27M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,460
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,633
−HK$176/mo
Today · 4.125%
HK$6,809
baseline
▲ 0.50% · 4.625%
HK$7,168
+HK$359/mo
Deposit HK$849K · loan HK$1.27M · min. income ≈ HK$13,618/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$198/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$407/mo
Deposit HK$743K · loan HK$1.38M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,999
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$191/mo
Today · 4.125%
HK$7,377
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$389/mo
Deposit HK$743K · loan HK$1.38M · min. income ≈ HK$14,754/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$214/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$438/mo
Deposit HK$637K · loan HK$1.49M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,739
−HK$205/mo
Today · 4.125%
HK$7,944
baseline
▲ 0.50% · 4.625%
HK$8,363
+HK$419/mo
Deposit HK$637K · loan HK$1.49M · min. income ≈ HK$15,888/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$229/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$220/mo
Today · 4.125%
HK$8,512
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$448/mo
Deposit HK$531K · loan HK$1.59M · min. income ≈ HK$17,024/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,743
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,984
−HK$244/mo
Today · 4.125%
HK$8,228
baseline
▲ 0.50% · 4.625%
HK$8,729
+HK$501/mo
Deposit HK$424K · loan HK$1.70M · min. income ≈ HK$16,456/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,614
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,845
−HK$234/mo
Today · 4.125%
HK$9,079
baseline
▲ 0.50% · 4.625%
HK$9,558
+HK$479/mo
Deposit HK$424K · loan HK$1.70M · min. income ≈ HK$18,158/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,227
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,482
−HK$260/mo
Today · 4.125%
HK$8,742
baseline
▲ 0.50% · 4.625%
HK$9,274
+HK$532/mo
Deposit HK$318K · loan HK$1.80M · min. income ≈ HK$17,484/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,152
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,397
−HK$249/mo
Today · 4.125%
HK$9,646
baseline
▲ 0.50% · 4.625%
HK$10,155
+HK$509/mo
Deposit HK$318K · loan HK$1.80M · min. income ≈ HK$19,292/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,711
−HK$546/mo
▼ 0.25% · 3.875%
HK$8,981
−HK$276/mo
Today · 4.125%
HK$9,257
baseline
▲ 0.50% · 4.625%
HK$9,820
+HK$563/mo
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$18,514/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,690
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,950
−HK$264/mo
Today · 4.125%
HK$10,214
baseline
▲ 0.50% · 4.625%
HK$10,752
+HK$538/mo
Deposit HK$212K · loan HK$1.91M · min. income ≈ HK$20,428/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).