▼ 0.50% · 3.625%
HK$5,597
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,771
−HK$176/mo
Today · 4.125%
HK$5,947
baseline
▲ 0.50% · 4.625%
HK$6,309
+HK$362/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,894/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,226
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,393
−HK$169/mo
Today · 4.125%
HK$6,562
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$346/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,124/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,156
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$194/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,940
+HK$398/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,032
−HK$187/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$380/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,716
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,925
−HK$212/mo
Today · 4.125%
HK$7,137
baseline
▲ 0.50% · 4.625%
HK$7,571
+HK$434/mo
Deposit HK$982K · loan HK$1.47M · min. income ≈ HK$14,274/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,471
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,672
−HK$203/mo
Today · 4.125%
HK$7,875
baseline
▲ 0.50% · 4.625%
HK$8,290
+HK$415/mo
Deposit HK$982K · loan HK$1.47M · min. income ≈ HK$15,750/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$230/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,202
+HK$470/mo
Deposit HK$859K · loan HK$1.60M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,094
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,311
−HK$220/mo
Today · 4.125%
HK$8,531
baseline
▲ 0.50% · 4.625%
HK$8,981
+HK$450/mo
Deposit HK$859K · loan HK$1.60M · min. income ≈ HK$17,062/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$247/mo
Today · 4.125%
HK$8,326
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$507/mo
Deposit HK$736K · loan HK$1.72M · min. income ≈ HK$16,652/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,716
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,950
−HK$237/mo
Today · 4.125%
HK$9,187
baseline
▲ 0.50% · 4.625%
HK$9,672
+HK$485/mo
Deposit HK$736K · loan HK$1.72M · min. income ≈ HK$18,374/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,395
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,656
−HK$265/mo
Today · 4.125%
HK$8,921
baseline
▲ 0.50% · 4.625%
HK$9,464
+HK$543/mo
Deposit HK$614K · loan HK$1.84M · min. income ≈ HK$17,842/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,339
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,590
−HK$254/mo
Today · 4.125%
HK$9,844
baseline
▲ 0.50% · 4.625%
HK$10,363
+HK$519/mo
Deposit HK$614K · loan HK$1.84M · min. income ≈ HK$19,688/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,954
−HK$562/mo
▼ 0.25% · 3.875%
HK$9,233
−HK$283/mo
Today · 4.125%
HK$9,516
baseline
▲ 0.50% · 4.625%
HK$10,095
+HK$579/mo
Deposit HK$491K · loan HK$1.96M · min. income ≈ HK$19,032/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,962
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,229
−HK$271/mo
Today · 4.125%
HK$10,500
baseline
▲ 0.50% · 4.625%
HK$11,053
+HK$553/mo
Deposit HK$491K · loan HK$1.96M · min. income ≈ HK$21,000/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,514
−HK$597/mo
▼ 0.25% · 3.875%
HK$9,810
−HK$301/mo
Today · 4.125%
HK$10,111
baseline
▲ 0.50% · 4.625%
HK$10,726
+HK$615/mo
Deposit HK$368K · loan HK$2.09M · min. income ≈ HK$20,222/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,584
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,868
−HK$288/mo
Today · 4.125%
HK$11,156
baseline
▲ 0.50% · 4.625%
HK$11,744
+HK$588/mo
Deposit HK$368K · loan HK$2.09M · min. income ≈ HK$22,312/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,074
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,387
−HK$318/mo
Today · 4.125%
HK$10,705
baseline
▲ 0.50% · 4.625%
HK$11,357
+HK$652/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,410/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,207
−HK$605/mo
▼ 0.25% · 3.875%
HK$11,507
−HK$305/mo
Today · 4.125%
HK$11,812
baseline
▲ 0.50% · 4.625%
HK$12,435
+HK$623/mo
Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$23,624/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).