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At today's rate and a 90% mortgage, the deposit on this unit is about HK$313K, with repayments around HK$13,633/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$313K · loan HK$2.81M · min. income ≈ HK$27,266/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 5
- Saleable Area
- 283 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-20 | HK$4.00M | +6.7% 4.8y · 1.0%/yr |
| 2018-01-23 | HK$3.75M | +177.8% 7.0y · 25.0%/yr |
| 2011-01-21 | HK$1.35M | +70.9% |
| 2008-11-05 | HK$790K | +49.1% |
| 2004-04-16 | HK$530K | −18.5% |
| 1999-05-21 | HK$650K | — |