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At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,959/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,918/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 2
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-20 | HK$4.30M | +66.0% 4.0y · 16.0%/yr |
| 2014-08-14 | HK$2.59M | +125.2% |
| 2010-08-18 | HK$1.15M | +17.3% |
| 2010-02-05 | HK$980K | +3.2% |
| 2009-12-14 | HK$950K | +10.5% |
| 2009-09-07 | HK$860K | +10.3% |
| 2008-08-05 | HK$780K | −33.9% |
| 1997-07-19 | HK$1.18M | −16.9% |
| 1997-07-15 | HK$1.42M | +7.6% |
| 1997-06-26 | HK$1.32M | — |