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At today's rate and a 90% mortgage, the deposit on this unit is about HK$288K, with repayments around HK$12,564/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$288K · loan HK$2.59M · min. income ≈ HK$25,128/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 2
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 379 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-23 | HK$4.20M | +56.7% 3.6y · 16.0%/yr |
| 2016-08-05 | HK$2.68M | +17.5% 3.3y · 5.0%/yr |
| 2013-04-19 | HK$2.28M | +107.3% |
| 2010-05-13 | HK$1.10M | +100.0% |
| 2007-08-14 | HK$550K | +0.0% |
| 2007-01-04 | HK$550K | −8.3% |
| 2005-06-22 | HK$600K | +42.9% |
| 2004-09-07 | HK$420K | — |