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At today's rate and a 90% mortgage, the deposit on this unit is about HK$297K, with repayments around HK$12,957/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,914/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 7
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-04 | HK$2.93M | −26.4% 6.3y · −4.0%/yr |
| 2019-03-08 | HK$3.98M | +155.1% 6.9y · 23.0%/yr |
| 2012-04-02 | HK$1.56M | +126.1% |
| 2008-03-04 | HK$690K | +35.3% |
| 2005-12-09 | HK$510K | −60.2% |
| 1997-07-14 | HK$1.28M | +11.3% |
| 1997-04-30 | HK$1.15M | — |