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At today's rate and a 90% mortgage, the deposit on this unit is about HK$549K, with repayments around HK$23,954/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Shui Pin Wai Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 642 Saleable ft²
- Gross Area
- 828 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-25 | HK$6.50M | +36.8% 5.6y |
| 2015-03-16 | HK$4.75M | +115.9% 15.1y |
| 2000-02-14 | HK$2.20M | −4.5% 0.8y |
| 1999-04-22 | HK$2.30M | — |