▼ 0.50% · 3.625%
HK$15,047
−HK$943/mo
▼ 0.25% · 3.875%
HK$15,515
−HK$475/mo
Today · 4.125%
HK$15,990
baseline
▲ 0.50% · 4.625%
HK$16,963
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,980/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,739
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,188
−HK$455/mo
Today · 4.125%
HK$17,643
baseline
▲ 0.50% · 4.625%
HK$18,574
+HK$931/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,286/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,551
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,066
−HK$523/mo
Today · 4.125%
HK$17,589
baseline
▲ 0.50% · 4.625%
HK$18,659
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,178/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,413
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$501/mo
Today · 4.125%
HK$19,408
baseline
▲ 0.50% · 4.625%
HK$20,431
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,816/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,056
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,617
−HK$571/mo
Today · 4.125%
HK$19,188
baseline
▲ 0.50% · 4.625%
HK$20,356
+HK$1,168/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,376/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,087
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,626
−HK$546/mo
Today · 4.125%
HK$21,172
baseline
▲ 0.50% · 4.625%
HK$22,288
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,344/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,561
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$618/mo
Today · 4.125%
HK$20,787
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,574/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,761
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,344
−HK$593/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,209/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,065
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,720
−HK$666/mo
Today · 4.125%
HK$22,386
baseline
▲ 0.50% · 4.625%
HK$23,748
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,772/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$638/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,003
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,570
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,272
−HK$713/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,445
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,109
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,782
−HK$683/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$27,860
+HK$1,395/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,074
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$761/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,557/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,783
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$729/mo
Today · 4.125%
HK$28,230
baseline
▲ 0.50% · 4.625%
HK$29,718
+HK$1,488/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,460/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,579
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$808/mo
Today · 4.125%
HK$27,183
baseline
▲ 0.50% · 4.625%
HK$28,837
+HK$1,654/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,366/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$774/mo
Today · 4.125%
HK$29,994
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,581/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$59,988/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,084
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$856/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,533
+HK$1,751/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$819/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,674/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).