Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$722K, with repayments around HK$31,503/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$63,006/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,673 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Shui Pin Wai Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 814 Saleable ft²
- Gross Area
- 1,078 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-09 | HK$7.20M | −5.3% 1.1y |
| 2025-04-30 | HK$7.60M | −11.9% 1.7y |
| 2023-07-26 | HK$8.63M | +142.4% 25.0y |
| 1998-08-08 | HK$3.56M | — |