▼ 0.50% · 3.625%
HK$15,729
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,218
−HK$498/mo
Today · 4.125%
HK$16,716
baseline
▲ 0.50% · 4.625%
HK$17,733
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,432/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,499
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,968
−HK$476/mo
Today · 4.125%
HK$18,444
baseline
▲ 0.50% · 4.625%
HK$19,416
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,888/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,302
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,840
−HK$547/mo
Today · 4.125%
HK$18,387
baseline
▲ 0.50% · 4.625%
HK$19,506
+HK$1,119/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,774/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,248
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,765
−HK$523/mo
Today · 4.125%
HK$20,288
baseline
▲ 0.50% · 4.625%
HK$21,358
+HK$1,070/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,576/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,875
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,462
−HK$597/mo
Today · 4.125%
HK$20,059
baseline
▲ 0.50% · 4.625%
HK$21,279
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,118/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,998
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,561
−HK$572/mo
Today · 4.125%
HK$22,133
baseline
▲ 0.50% · 4.625%
HK$23,299
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,266/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,448
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$646/mo
Today · 4.125%
HK$21,730
baseline
▲ 0.50% · 4.625%
HK$23,052
+HK$1,322/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,460/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,748
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$619/mo
Today · 4.125%
HK$23,977
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,264/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,954/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,021
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,706
−HK$696/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,826
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,498
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,155
−HK$667/mo
Today · 4.125%
HK$25,822
baseline
▲ 0.50% · 4.625%
HK$27,183
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,644/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$745/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,599
+HK$1,526/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,952
−HK$714/mo
Today · 4.125%
HK$27,666
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,458/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,332/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,167
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,950
−HK$795/mo
Today · 4.125%
HK$26,745
baseline
▲ 0.50% · 4.625%
HK$28,372
+HK$1,627/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,490/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,749
−HK$761/mo
Today · 4.125%
HK$29,510
baseline
▲ 0.50% · 4.625%
HK$31,066
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,020/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,740
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,571
−HK$845/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$30,146
+HK$1,730/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,748
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,545
−HK$810/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,653/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,313
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$895/mo
Today · 4.125%
HK$30,088
baseline
▲ 0.50% · 4.625%
HK$31,919
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,176/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,497
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,342
−HK$857/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$34,949
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).