▼ 0.50% · 3.625%
HK$4,119
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$130/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,643
+HK$266/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$125/mo
Today · 4.125%
HK$4,830
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$254/mo
Deposit HK$903K · loan HK$903K · min. income ≈ HK$9,660/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$143/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,175
−HK$138/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$280/mo
Deposit HK$813K · loan HK$993K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$156/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$150/mo
Today · 4.125%
HK$5,796
baseline
▲ 0.50% · 4.625%
HK$6,101
+HK$305/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,592/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$169/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$346/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$162/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$331/mo
Deposit HK$632K · loan HK$1.17M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,946
−HK$182/mo
Today · 4.125%
HK$6,128
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$373/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$12,256/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$174/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,118
+HK$357/mo
Deposit HK$542K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$196/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$399/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$187/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,626
+HK$382/mo
Deposit HK$452K · loan HK$1.35M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$208/mo
Today · 4.125%
HK$7,003
baseline
▲ 0.50% · 4.625%
HK$7,429
+HK$426/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$14,006/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,331
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$199/mo
Today · 4.125%
HK$7,727
baseline
▲ 0.50% · 4.625%
HK$8,135
+HK$408/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$15,454/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,002
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,220
−HK$221/mo
Today · 4.125%
HK$7,441
baseline
▲ 0.50% · 4.625%
HK$7,894
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,882/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,789
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,998
−HK$212/mo
Today · 4.125%
HK$8,210
baseline
▲ 0.50% · 4.625%
HK$8,643
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,420/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,414
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,644
−HK$235/mo
Today · 4.125%
HK$7,879
baseline
▲ 0.50% · 4.625%
HK$8,358
+HK$479/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,758/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,248
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,469
−HK$224/mo
Today · 4.125%
HK$8,693
baseline
▲ 0.50% · 4.625%
HK$9,151
+HK$458/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,386/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).