▼ 0.50% · 3.625%
HK$4,001
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$126/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,451
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$247/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$139/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$285/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$133/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$151/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$311/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,342
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$145/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$297/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$165/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$336/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$157/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$322/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$177/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,315
+HK$362/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$169/mo
Today · 4.125%
HK$6,568
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$347/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$13,136/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$190/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$182/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$202/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,313
−HK$194/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$395/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,802
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$215/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,567
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,770
−HK$206/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,396
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$228/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,012
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,227
−HK$218/mo
Today · 4.125%
HK$8,445
baseline
▲ 0.50% · 4.625%
HK$8,890
+HK$445/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,890/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).