▼ 0.50% · 3.625%
HK$4,205
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$133/mo
Today · 4.125%
HK$4,469
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$272/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$8,938/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,804
−HK$127/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$260/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$146/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$140/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,710
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$159/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,614
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,765
−HK$153/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$173/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$353/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$166/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$338/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,071
−HK$186/mo
Today · 4.125%
HK$6,257
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$381/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,514/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$178/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,268
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$200/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,206
−HK$191/mo
Today · 4.125%
HK$7,397
baseline
▲ 0.50% · 4.625%
HK$7,787
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,794/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,729
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,938
−HK$213/mo
Today · 4.125%
HK$7,151
baseline
▲ 0.50% · 4.625%
HK$7,586
+HK$435/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,302/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,486
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,686
−HK$204/mo
Today · 4.125%
HK$7,890
baseline
▲ 0.50% · 4.625%
HK$8,306
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,780/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,149
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,372
−HK$226/mo
Today · 4.125%
HK$7,598
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,196/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,954
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,167
−HK$216/mo
Today · 4.125%
HK$8,383
baseline
▲ 0.50% · 4.625%
HK$8,825
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,766/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,570
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,805
−HK$240/mo
Today · 4.125%
HK$8,045
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,090/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,421
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,647
−HK$229/mo
Today · 4.125%
HK$8,876
baseline
▲ 0.50% · 4.625%
HK$9,344
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,752/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).